I was talking budget/finances with a colleague and discussing programs for helping people manage their resources. There are several good ones available and while they may have different flavors, they essentially share one common ingredient: have a plan & work the plan.
This obviously isn't just true of budgets and financial planning, but applies to us holistically. If we want to experience growth in any area of our lives we have to determine how we are going to get there and then work towards those goals. It helps to lay out the direction we are desiring to move and then fulfill the intermediate steps that mark off our progress. A lack of planning will only lead to our failure to achieve anything worthwhile.
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